-Offset the costs of routine checkups as well as vision correction
The idea behind it is certainly not bad and it’s true that getting corrective surgery is expensive.
I Doubt I’d Get It Though
I mean really, how much money could I possibly save? I try to buy insurance to protect myself against unlikely but very bad events. I’m not sure that having bad vision would qualify for either. What are the odds that I will one day be wearing glasses/contact lenses? I’d say close to 100%. Will I get corrective surgery? It’s likely I’d imagine, especially as the technology continues to improve.
So really, this is about making monthly payments now to help me pay for a future (and very probable) expense. In that case, I doubt it makes much sense. Yes, I don’t know if those expenses will be in 3 years, 5 years or maybe much later. But I’d say the uncertainty remains fairly low.